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Postdating an email

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For instance, if you’ll be out of town when rent is due, but don’t have the funds to pay rent early, you might postdate your check.

Or you have written an email but would like to schedule delivery in the recipient’s time zone when the message is more likely to get read.That’s because once a check is signed it becomes legal tender, and, according to the Consumer Financial Protection Bureau, banks and credit unions can generally use their own discretion when deciding when to process a check – all without regard to the check’s printed date.The only way to possibly prevent a postdated check from being processed early is to let everyone involved know in advance — and in a format that goes beyond just postdating the check.Thanks to automated payments and online banking, many of us rarely (if ever) write checks, but millions of Americans still pull out their checkbooks every day to pay their bills.Because they might not always have enough money in their accounts on the day they write those checks, some folks will postdate their checks so that they aren’t deposited or cashed until after that date.For instance, if you write a check on June 1 but date the check June 25, you are postdating the check.